As we approach the tax season of 2026, many individuals and families are grappling with the return of the "cliff" in marketplace insurance subsidies. This change can have significant tax implications for those who rely on the Affordable Care Act (ACA) marketplaces for their health insurance. Below, we explore what the "cliff" means, who it affects, and how it impacts your taxes. What is the "Cliff" in Marketplace Insurance? The term "cliff" refers to the sudden loss of premi